This article summary comes from Todd Ballenger, a friend and mentor of mine.  We spend time every week focusing on trends that effect you as a future home buyer and those that already own a home: From Moody’s:  ”Consumer credit balances rose rapidly for a second consecutive month. The...

Ran into an old friend, David, at a party last night. After the usual pleasantries the conversation turned to mortgages and interest rates. I shared with David how we can do a Zero Cost Refinance which would allow someone with an existing 30 Year Fixed mortgage at 5.875% to...

I read a twitter post the other day by Debra Hoffman Brill: “Serious Buyers go out in this heat – and I’m there with them…” That set me to thinking… If serious buyers go out in the heat, what do serious professionals do? My first answer is that serious...